Unlimited

RM8

Earn RM8 referral reward every time you help a friend grow their money with us.

Learn more

A member of PIDM. Deposits are protected by PIDM
up to RM250,000 for each depositor.

Your money can do more. Finally.

Save more, save faster with 3% p.a. daily interest rate.Live more and let your interest earn interest every single day.

No minimum balance.
No limits on your balances or interest earned.
No lock in periods. Withdraw anytime.
No fees whatsoever.

The unlimited 1% cashback
debit card

Get the most out of your Ringgit.
UNLIMITED 1% cashback on everything you spend everyday.

  • ZERO ATM withdrawal fees.

  • ZERO markups on foreign transactions.

We’re a real bank. So your money is in good hands.

  • We hold a digital bank license and is regulated by Bank Negara Malaysia (BNM).

  • Unlike e-wallets, your deposits with us are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM 250,000 for each depositor.

Our banking
fee-lessophy

Managing money shouldn't cost a thing. That’s why you don't have to deal with unnecessary fees and charges when you bank with us.

It's time to make your money make more money

Open a GX Account today in no more than 4 minutes.

Start exploring smarter ways to save, spend and grow your money securely, anywhere and anytime - all without any fees.

The greater the gang, the grander the gains. Earn RM8 referral reward every time you help a friend grow their money with us, no cap.

Terms and Conditions apply.

Frequently Asked Questions

Can I open a GXBank savings account?

Yes! We are now open to all Malaysians age 18 years old and above. Download the GXBank app and follow the step by step instructions to open your GX Account in as fast as 4 minutes.

Are my deposits with GXBank protected or insured?

As a member of Perbadanan Insurans Deposit Malayisa (PIDM), deposits with us are protected by PIDM up to RM250,000 for each depositor.

How is daily interest calculated, and are the rates different for my Main Account and Saving Pockets?

Interest is calculated by multiplying the total balance of your Main Account and Saving Pockets by the interest rate per annum over number of days in a year and then posted to your respective account at the end of each day.

The rates for your Main Account and Saving Pockets are the same at launch, so money that you have set aside for saving and spending will earn you the same amount of interest rate.

The rates may differ in the future.

Is there a cap to the unlimited cashback that I can receive on my debit card spend?

No, there is no cap to the amount of cashback you can receive when you spend on your debit card.

However, there are categories that are not eligible for cashback such as eWallet top-ups. Please refer to the full GX Rewards Experience Campaign Terms and Conditions for more information.

Are there any fees & charges for my GXBank account and Debit Card?

No, there are no fees for your GX Account and debit card. We'll also waive RM1 ATM withdrawal fees from all MEPS ATM nationwide.

There is also no markups or hidden fees on foreign transactions with your debit card.

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