Business Banking
for SMEs

Fast access to capital for micro enterprises. Minus the branch visits.
Now available to Grab Merchant sole proprietors.

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Banking shouldn’t get in your way

24/7 customer support for business owners who want their bank to keep up.

Business loans in minutes

Get a credit line with no charges. Borrow anytime when your business needs capital.

Earn
daily interest

Your business balance grows everyday.

No Fees

Fees eating into your profit? Keep what you earn. No hidden fees. No early settlement fees.

*GXBank is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Deposits are protected by PIDM up to RM250,000 for each depositor.

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Two powerful tools for your business

GX Biz Account

Earn daily interest with zero monthly fees.

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*GXBank is a member of Perbadanan Insurans Deposit Malaysia (PIDM). Deposits are protected by PIDM up to RM250,000 for each depositor.

GX Biz FlexiLoan

Apply in minutes. No hidden fees.
Only pay interest when you need to borrow.

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*Subject to eligibility.

Don’t take our word for it

Here what our customers have to say.

Ready to make the switch?

Open your GX Biz Account and run your business with banking that keeps up.

Frequently Asked Questions

You can apply for a GX Biz Account anytime through the GXBank app using your MyKad and Business Registration Number (BRN). GX Biz Account is currently only available to Grab Merchants.

You can download the official GXBank app from Apple App Store and Google Play Store.

Yes. With GX Biz Account, you earn up to 2.50% p.a. daily interest. This includes 1.00% base interest and an additional 1.50% campaign bonus interest until 30 September 2025.

GX Biz FlexiLoan gives you access to funds 24/7. Once approved, you can drawdown anytime and receive funds instantly in your GX Biz Account.

No. We don’t charge annual fees or transaction fees, and there are no penalties for early repayment. All rates and charges are shown upfront before you borrow.