Up to RM255
referral reward.

No earning limit.

Refer your friends to a personal / business credit limit!

Campaign valid from 16 March - 30 April 2026.
Terms & conditions apply. Subject to eligibility requirements.
Up to RM225 referral reward.
No earning limit.
Refer your friends to a personal / business credit limit!
Terms & conditions apply.
Subject to eligibility requirements.



Campaign valid from 2 March - 30 April 2026.
RM100 for you.
RM100 for your friend.
RM100 for you.
RM100 for your friend.
Limited-time only, get rewarded when your friend activates FlexiCredit and makes a drawdown!
Terms & conditions apply. FlexiCredit is subject to eligibility requirements.
16 March → 30 April 2026

RM100

cash reward

1 May → 31 May 2026

RM80

cash reward

16 March → 30 April 2026

RM100

cash reward

1 May → 31 May 2026

RM80

cash reward

How does it work?
1
Share your unique link & code
  • Go to the GXBank app and ensure you are in your Personal Account (referrals from Business accounts are not eligible).
  • Select 'Me', then 'Share with friends' to locate and share your unique link & code.
  • You can refer anyone—new or existing customers—who has yet to apply for FlexiCredit.
  • To qualify for rewards, your account must remain active and meet all GX Account verification requirements.
2
Your friend applies, activates and makes a drawdown from FlexiCredit
  • They must use your unique link & code when they apply
  • They must apply, activate and make a drawdown from FlexiCredit before 11.59PM, 30 April 2026.
3
Both of you earn RM100
  • You will get your reward once your friends activate & make their first FlexiCredit drawdown with the minimum drawdown amount of RM1,000.
  • Your friends will get their reward once they activate & make their first FlexiCredit drawdown with the minimum drawdown amount of RM1,000.
*Terms and conditions apply. FlexiCredit is subject to eligibility requirements.

There is no limit to the number of referral rewards you can earn! Refer more friends and earn RM100 for every successful referral.

Refer your friends
who are Sole Proprietor
business owners.
Earn unlimited RM125 rewards.

Help fellow business owners grow & enjoy rewards for every successful referral.

Terms & conditions apply.
How does it work?
1
Share your unique link & code
  • Go to the GXBank app and ensure you are in your Business Account.
  • Select 'Profile', then 'Share with friends' to locate and share your unique link & code.
  • Share it to fellow SSM-registered Sole Proprietors.
  • They must use your link and code for you to earn rewards.
2
You earn RM125 referral reward
  • They must use your unique link & code when they apply.
  • You will get your reward once your business friend has successfully activated their Biz FlexiLoan credit limit.
  • They must apply and activate their Biz FlexiLoan before 11.59PM, 30 September 2026.
3
They earn RM125 referral reward
  • Your friends will get their reward after they make their first drawdown of at least RM1,000 from their business credit line.
  • They must make their first drawdown before 11.59PM, 30 September 2026.
*Terms and conditions apply. Biz FlexiLoan is subject to eligibility requirements.

There is no limit to the number of referral rewards you can earn! Refer more friends and earn RM125 for every successful referral.
Even more rewards when you refer
your friends to FlexiCredit!

Every 1x successful
FlexiCredit referral

=

100x chances to
win 100% cashback

Every 1x successful
FlexiCredit referral

=

100x chances to
win 100% cashback

Stand to win 100% cashback by drawing down from FlexiCredit this Raya!
For every successful referral to FlexiCredit, you will earn 100x additional chances to win.

Note: You must drawdown at least RM1,000 from FlexiCredit yourself during the campaign period to be eligible!

Frequently Asked Questions

This campaign allows you to earn up to RM225 referral rewards.

FlexiCredit: You both get RM100

Earn RM100 cash for every friend you successfully refer to FlexiCredit. Your friend also can get RM100 cash in rewards. The campaign runs from 16 March to 30 April 2026.

Biz FlexiLoan: You both get RM125

Earn RM125 cash for every friend you successfully refer to Biz FlexiLoan. Your friend also can get RM125 cash in rewards. The campaign runs from 16 March 2026 to 30 September 2026

Who is eligible to participate (to refer)?

All GXBank customers with an active GX Account are eligible to participate and earn the referral reward. You can earn rewards even without an activated FlexiCredit or BizFlexiLoan account yourself!

Who is eligible to be referred?

FlexiCredit:

You can refer anyone, both new customers who need to open a GX Account and existing GX Account holders who do not yet have an activated FlexiCredit.

Biz FlexiLoan:

You can only refer new GXBank business customers who do not have an existing or ever had a GX Biz FlexiLoan limit / account with GXBank.

What is the reward and when will I get it?

FlexiCredit:

You (Referrer) -> RM100 cash

  • Credited to your GX Account once your friend successfully activates & makes their first FlexiCredit drawdown with the minimum drawdown amount of RM1,000

Your Friend (Referee) -> RM100 cash

  • Credited to your friends' GX Account once they successfully activate & make their first FlexiCredit drawdown with the minimum drawdown amount of RM1,000

Biz FlexiLoan

You (Referrer) -> RM125 cash

  • Credited to your GX Savings / Biz Account once your friend successfully activates their GX Biz FlexiLoan credit limit.

Your Friend (Referee) -> RM125 cash

  • Credited to your GX Savings / Biz Account once your friend successfully activates & makes their first Biz FlexiLoan drawdown with the minimum drawdown amount of RM1,000.

Is there a limit to how many referrals I can make?

No, there is no limit for both! You can refer as many friends or businesses as you want. Earn RM100 for every FlexiCredit successful referral. Earn RM125 for every Biz FlexiLoan successful referral.

You can find the referral program details for FlexiCredit (RM100 rewards) here:

You can find the referral program details for Biz FlexiLoan (RM125 rewards) here:

Open a GX Account and apply for FlexiCredit now

Account opening and credit approval in minutes. Financial access anytime you need it.